Car Lease Vs Buy Calculator
Compare simplified net cash costs for leasing versus purchasing a car over a fixed time horizon.
Car Lease Vs Buy Calculator
Change any value and calculate again.
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The calculation
Lease cost = monthly lease payments × months + upfront lease costs. Buy net cost = purchase price − expected resale value + financing costs + additional ownership costs.
Read the full guide →Know the limitations
Simplified cash-cost comparison. Excludes sales-tax differences, opportunity cost, insurance, mileage penalties, maintenance and loan payment timing.
Results are estimates derived from your inputs.
When to use a car lease vs buy calculator
Compare simplified net cash costs for leasing versus purchasing a car over a fixed time horizon.
All assumptions are visible and adjustable. Check rates and underlying data against original sources before making a decision.